Our Story

Founded by Joel D. Andrews, our organization began with a simple mission: to deliver personalized, values-driven financial guidance that puts clients first. Today, Joel works alongside his son, Benjamin J. Andrews, combining decades of experience with fresh perspective to serve clients across generations.

The "Tuition" That
Started It All.

Joel’s commitment to safeguarding clients’ hard-earned money comes from an early, painful lesson. As a senior in college, he poured his $1,200 student loan into gold options…only to watch it dwindle to $57 in a matter of weeks. That “tuition in the school of hard knocks” taught him what textbooks couldn’t:

Never risk money you can’t afford to lose, always understand the investment, and build a strong foundation before chasing returns.

A Deep Respect for
Every Dollar.

Another defining moment came when Joel realized that his parents—hardworking and disciplined—didn’t reach their first $100,000 in savings until he was already in college. Seeing how long it took them to reach that milestone gave Joel a deep respect for the effort behind every dollar saved.

It fueled his passion for helping others accelerate their ability to build lasting wealth.

The Legacy
of Andrews Wealth

In 1982, Joel built a practice grounded in humble beginnings: respect for every dollar, discipline, and generosity. Working alongside his father today, Ben carries that ethos forward, broadening the team with fresh perspective, insight and energy while preserving the heartbeat and focus Joel gave it decades ago. This 2023 family photo was taken in Tuscany.

The photo has little to do with the beautiful Italian country side destination – but is rather a testament to how hard work, discipline and a plan can provide what matters most: confidence, shared moments with loved ones and a legacy written with intention.

Using our

knowledge, Creativity, and Imagination

we can help you pursue your financial goals.

Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision. Any opinions are those of the author, and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.